Friday, January 11, 2008

To Do: Become Financially Reponsible

its been on my mind and I am interested in good saving/spending/planning tips:

credit card:

- Pay the balance in full and avoid interest. Beat the card companies at
their own game.
- Never pay late, if possible. Pay by phone, or overnight a
check if necessary.
- Before signing up for a card, assess it carefully and
weigh out all the terms and fees. And remember — just applying for it can affect
your credit score.
- Use higher-interest rewards cards for small purchases
and a low-interest card for any big buys.

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